Have you ever sat there looking at photos on your computer wishing that you were sipping espresso in Paris or relaxing on a beach in the Carribean? If so, you need to stop dreaming and make this your reality. You and your family deserve some time away, and there is no better time to plan than right now. Here are some summer travel tips that will help make planning a simpler process. Read more
Although it is a pretty much young brokerage company, eToro has become one of the fastest growing trading companies in the world. Today, this company operates in more than 140 countries worldwide, whose platform use more than five million regular traders. If you had an opportunity to work with them, then you already know why they are so popular. eToro is not just the ordinary brokerage company. They are simply different. They have a very specific approach when it comes to education of their clients. We all know how online trading difficult can be. Guys for the company made an effort to educate their clients and explain complex things in a funny and amusing way. Read more
It can be very exciting purchasing your first home. However, even for home buyers who are more prepared, the cost of a house can cause a lot of fear and trepidation. Making an investment into a multi-unit property that has a mother-in-law apartment or another type of rental can provide you with extra income that can help ease any financial anxieties you might have and help with covering your mortgage.
So be sure to take the time to look into all the benefits that are in making multi-unit property investments and consider whether you are prepared to accept all of the responsibility that comes with it. Read more
There was a time not that long ago when credit was a dirty word, when “reputable” people either bought what they needed by paying cash for it or went without. My, how times have changed. No longer must a person deny themselves even the most frivolous trinket until they have the cash with which to purchase it; they just whip out one of a stack of credit cards and shop to their heart’s content. Read more
Heating your home can be expensive. Heating water can also cost a lot of money. Most people think about their heating system when they are trying to cut energy costs; however, many people do not think of how much energy a poorly functioning water heater can expend. In fact, according to the website Energy.gov, your water heater costs approximately 18 percent of your total energy bill. Water heaters are the second largest Read more
1. Adjust Your Thermostat
When the weather is cold, make sure you turn down the thermostat to a temperature that is cool but bearable. Similarly, when the weather is warm, make sure the thermostat is turned up. While you don’t want to be sweating in your home in the heat of summer, there is no Read more
You probably don’t spend a lot of time thinking about insulation. After all, it just sits in our walls, silently biding its time. Then, along comes a chilly draft, a three digit utility bill, or super-hot or sub-zero weather. Suddenly, you are thinking about it all the time.
You find yourself sitting at home wondering if it is a good idea to add insulation to your basement, walls, and ceiling. You wonder which density is best, which width, thickness, and type would delver the best value. And, once the installation is complete, you wonder if you have done enough. Read more
For Your Home
The Energy Tax Credit is one of the best ways to save money on your taxes involving home improvements.
Here is a basic run down of how the tax credit currently works and which products are eligible.
1. Tax credits are available at up to 30% of the cost, with a cap of $1,500 in 2009 & 2010 (only for existing homes, not new construction, and must be your principle residence) for:
- Windows and Doors
- Water Heaters
- Biomass Stoves
Tax credits are available at 30% of the cost, with no upper limit, through 2016 (for existing homes & new construction – this doesn’t have to be your principle residence, for:
- Geothermal Heat Pumps
- Solar Panels
- Solar Water Heater
- Small Wind Energy Systems
Alternative energy sources (also called “free energy”), are here to help us reduce pollutants, greenhouse gasses, and preserve many of the natural resources that we currently use for energy production.
These renewable energy sources include solar power energy, wind power energy, geothermal energy, and hydroelectric energy.
Not only are these great ways to save energy and our environment, but two (2) of them, in particular, are an excellent money-saving ideas for home energy savings. Read more